Bank of America said it is now offering first-time homebuyers

select group of cities zero down payment, zero closing cost mortgages

Help grow homeownership among Black and Hispanic/Latino communities.

The option will first become available in certain neighborhoods in Charlotte

Dallas, Detroit, Los Angeles and Miami. The new mortgage

Affordable Loan Solution, aims to help eligible individuals and families

Homeownership strengthens our communities and can help individuals

The loans require no mortgage insurance