Chase Sapphire Preferred: Best for beginners
The Chase Sapphire Preferred offers 60,000 bonus points when you spend $4,000 on purchases
in the first three months after you open the account
or in other eligible categories using the card’s “Pay Yourself Back” tool.
– Earn 2 points for every dollar spent on travel, or 5 total points if purchased through Ultimate Rewards.
– Earn 5 points per dollar on Lyft rides through March 2025.
– Points can also be transferred to any of Chase’s 14 airline and hotel partners.
– 10% anniversary point bonus on all your yearly spending.
– No foreign transaction fees.
– $95 annual fee.